Personal finance, designed to keep data local
Wisemoney
A local-first personal finance application combining expense tracking, adaptive learning, and contextual guidance while keeping core data on the user's device.
Current state
The PWA is live. The managed AI service remains a local development capability; bring-your-own-key mode can run without it.
Case study
Problem
Personal-finance software often makes a remote account mandatory for data that should remain private and available offline.
Approach
Core finance tracking stays on the device. AI guidance is optional and separated from the everyday accounts, budgets, goals, and transaction workflow.
Engineering
The React PWA stores an encrypted local event log in IndexedDB. A Go and PostgreSQL service supports the separately managed AI path.